Many colleagues thought that my salary is high. I think they must have miss perception on this. My salary is still within 4 digits Ringgit Malaysia. Nothing special about it. I do not have high salary such as up to 5 digits Salary per month. I just think my salary is just similar to the typical engineer with the similar experience. May be I am under paid.
I heard that people that within the similar age group of me are well paid up to several thousands USD who work in China or in East Asia. I also know that those people who is similar age to me may have my monthly income by several hold.
To me, as long as I live within the salary range, and yet still have some space to squeeze some portion of my salary to bank or investment, that is enough for me. I am not crazy in car or other fashionable stuffs. Although I know I may like to have it, but I also step back first and think deeply before I buy. To me, those stuffs will depreciate in two to three years time, and not worth to have it just to fulfil my 4th or 5th layer of need. The most fundamental things that we need is food and water. Those stuff just is an addition to your lifestyle.
May be my life is towards simple. Sometime I think that myself is over stingy on the daily needs. However, I will rewards myself with the hard work I done to saving the money.
Many people like to complain about the salary and seems like to compare to each others. To me, increament will not happen every year and it will be a bless if you able to get increament. No one know how good is my work. May be I am over rating myself and expect too much in the apprasial review. That is on how the higher management to judge on you whether you get promoted or have increament. If I could not get an increament, it may include the unfairness in the system, but I still need to consider why I am not deserve to have increament. In this world, nothing is secure. We need to help and improve ourself to beat the inflation. We could not solely depend on the salary we earn to sustain our life. The work we have may have the danger of being lay off. As long as we get preparation, life is still moving on.
I heard that people that within the similar age group of me are well paid up to several thousands USD who work in China or in East Asia. I also know that those people who is similar age to me may have my monthly income by several hold.
To me, as long as I live within the salary range, and yet still have some space to squeeze some portion of my salary to bank or investment, that is enough for me. I am not crazy in car or other fashionable stuffs. Although I know I may like to have it, but I also step back first and think deeply before I buy. To me, those stuffs will depreciate in two to three years time, and not worth to have it just to fulfil my 4th or 5th layer of need. The most fundamental things that we need is food and water. Those stuff just is an addition to your lifestyle.
May be my life is towards simple. Sometime I think that myself is over stingy on the daily needs. However, I will rewards myself with the hard work I done to saving the money.
Many people like to complain about the salary and seems like to compare to each others. To me, increament will not happen every year and it will be a bless if you able to get increament. No one know how good is my work. May be I am over rating myself and expect too much in the apprasial review. That is on how the higher management to judge on you whether you get promoted or have increament. If I could not get an increament, it may include the unfairness in the system, but I still need to consider why I am not deserve to have increament. In this world, nothing is secure. We need to help and improve ourself to beat the inflation. We could not solely depend on the salary we earn to sustain our life. The work we have may have the danger of being lay off. As long as we get preparation, life is still moving on.
2 comments:
Money is not a must, but it is a need. Well, for me I dont expect to be super rich, as long as more than average, having extra to spend, I am more than happy.
How to evaluate rich? My financial planner once told me...
1) If you are debt free(no credit card, no house-loan, no car loan, no insurance payment), you are rich
2) If you are not earning income, but can afford the same standard of living now until before you die, you are rich until before die
good and simple to understand
btw, nice blog on money...
Thanks for your sharing.
I think we all need to have a good planning.
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